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Career after 12th Commerce

In the earlier days, there weren’t many course options if a person wanted to opt for a professional course and dedicate themselves to a particular career right after 12th commerce. As the roles in the organizations have evolved with time, new courses and career paths have been introduced. This has created major confusion among students who are still exploring their options for a course after 12th. To make it a little easier, we have shortlisted the top 3 courses after 12th which will help you build a successful career in the field of Accounting and Finance.

Top 3 Courses after 12th Commerce

Association of Chartered Certified Accountants (ACCA)

ACCA is a global professional accounting body based in the United Kingdom. ACCA offers the Chartered Certified Accountant qualification (ACCA) and constitutes of 219,000 members and 527,000 students over 179 countries. ACCA is a globally recognized qualification in accounting, making it the best course after 12th. ACCA gives candidates an edge over other professionals due to its preferential status in 59 countries in the Middle East, Europe, the United Kingdom, and other parts of the world. The minimum ACCA course duration is 2-3 years.

ACCA Course

ACCA Course Eligibility

The ACCA course has the lowest eligibility criteria wherein a candidate can pursue the course after 12th exams.

The following candidates are eligible for the ACA course:

  • Students who have completed 12th from Commerce stream and have passed in five subjects including English and Mathematics, with 65% marks in at least two subjects and over 50% marks in others
  • Students pursuing graduation in Commerce i.e. B. Com, BBA, BMS, etc.
  • BA/B.Sc. graduates from a recognized university (no marks restrictions), through a foundation in Accountancy
  • Students preparing for CPT, IPCC
  • Chartered Accountants should pursue ACCA for added credibility and a global edge

ACCA Course Subjects

ACCA is divided into three levels – Knowledge Level, Skill Level and Professional Level depending on the knowledge and expertise required at each level

Knowledge Level

  • Accountant in Business (AB)
  • Management Accounting (MA)
  • Financial Accounting (FA)

Skills Level

  • Corporate and Business Law (LW)
  • Performance Management
  • Taxation (TX)
  • Financial Reporting (FR)
  • Audit and Assurance (AA)
  • Financial Management (FM)

Professional Level


  • Strategic Business Leader (SBL)
  • Strategic Business Reporting (SBR)

Options: (Any 2)

  • Advanced Financial Management (AFM)
  • Advanced Performance Management (APM)
  • Advanced Taxation (ATX)
  • Advanced Audit and Assurance (AAA)

ACCA Course Job Opportunities and Average Salary

Job Opportunities after ACCA

Financial Risk Manager (FRM)

FRM certification is offered by the Global Association of Risk Professionals (GARP, USA) which is a leading professional organization for Risk managers. The FRM course is designed for candidates who want to develop their analytical skills towards the different risks associated with a business such as credit risk, market risk, operations risk. The demand for FRM professionals is high and increasing rapidly making it the second best course after 12th. The minimum FRM course duration is 2 years.

FRM Course

FRM Course Eligibility

An undergraduate candidate is eligible to register for the FRM Part 1 exam, that means they can pursue the course after 12th. The GARP has set no minimum eligibility criteria for candidates to pursue the FRM Course.

FRM Course Subjects

FRM divided into two Parts

FRM Part I

  • Foundations of Risk Management concepts
  • Quantitative Analysis
  • Financial Market and Products
  • Valuation and Risk Models


  • Market Risk Measurement and Management
  • Credit Risk Measurement and Management
  • Operational and Integrated Risk Management
  • Liquidity and Treasury Risk Measurement and Management
  • Risk Management and Investment management
  • Current Issues in Financial Markets

FRM Course Job Opportunities and Average Salary

Job Opportunities after FRM

Chartered Accountant (CA)

The CA qualification is offered by the Institute of Chartered Accountants of India (ICAI). ICAI regulates the Chartered Accountant profession and practices in India. It is one of the most difficult courses after 12th. The minimum CA course duration is 5 years.

CA Course Eligibility

CPT is the first step towards the CA course. Students can appear for the CPT exams after clearing their 12th exams. The CPT route to CA makes it’s a preferable course after 12th in India. Students from any background, Arts, Science or Commerce, are eligible to register for CPT.

CA Course Subjects

CA is divided into three levels – CPT, IPCC and Final

CPT (Common Proficiency Test)

  • Principles and Practices of Accounting
  • Business Law & Business Correspondence and Reporting
  • Business Mathematics and Logical Reasoning & Statistics
  • Business Economics & Business and Commercial Knowledge

IPCC (Integrated Professional Competence Course)

  • Accounting
  • Corporate Laws & Other Laws
  • Cost and Management Accounting
  • Taxation
  • Advanced Accounting
  • Enterprise Information System & Strategic Management
  • Financial Management & Economics for Finance

FC (Final Course)

  • Financial Reporting
  • Strategic Financial Management
  • Advanced Auditing and Professional Ethics
  • Corporate Laws and other Economic Laws
  • Strategic Cost Management and Performance Evaluation
  • Elective Paper
  • Direct Tax Laws
  • Advanced Indirect Tax Laws